think:act - China Banking Industry

The global financial crisis broke out in late 2008. Thanks to a relatively insulated banking system, Chinese banks have largely avoided the global turmoil and have achieved fast asset growth and sound profitability in 2009. However, uncertainty remains. What will be the impact of 2009 credit growth (as a result of the government's RMB 4 trillion stimulus package)? Will NPLs soar in the next 2-3 years? Will capital markets have a large enough appetite to satisfy Chinese banks' RMB 400-500 bn additional capital raising needs? Will the new mortgage policies hinder Chinese banks' retail loan growth? Howshould banks further restructure and transform to stand out from intensifying competition?

To better understand Chinese banks' development themes and future prospects, Roland Berger has conducted research on 12 listed banks in China, reviewed the development path of these major Chinese banks since 2005, identified major current trends and will formulate its views on the future outlook of China's banking industry.